Your budget builds a town.

Your expenses take their place in a town: one building for groceries, another for housing or transport. Record your expenses to see where your money goes. Your savings goals are represented by chests.

Open MoniTown Free, no ads, no account required, works offline.
You choose Moni's color:
Scroll to watch time pass on the island.
Day 1 · payday

Your pay arrives. Time to build.

You can plan an amount for groceries, housing, or transport. Buildings represent the expenses you record in these categories.

Day 11

Every expense becomes visible.

A tank of gas, groceries, rent : your expenses grow the town. At a glance, you see what your money is building.

Day 20

Over budget ? It spills over a little.

A few boxes on the sidewalk, nothing more. No red alarm, no punishment : just the information, so you can adjust.

Day 30

Your savings fill the chest.

Your savings goals are chests. Night falls, the town lights up, and you see what's left to prepare for what comes next.

Your turn to play.

A month at 250,000 F. Drag to spend and watch the town react.

Spent0 F
Left for the chest0 F

A town, not a spreadsheet.

The town shows you where you stand.

Your expenses make the town evolve. If a budget is exceeded, the building shows it. No punishment : just information to help you decide.

Your budget, on your device.

Without an account, your budget data stays in your device's browser. With an account, you can sync it across devices. No ads. Understand how your data is used.

Built for the Pacific.

The Pacific franc by default, payday as a landmark, local public holidays. And it works even without a network.

MoniTown is in beta. Try it freely. Everything is included.

No subscription, no payment, no paid option. The town, budgets, goals, backup, syncing and the shared household budget are all included, for everyone.

MoniTown is not a company: it's a project run in French Polynesia, in spare time, grown together with the people who try it. If that were ever to change, it would be announced in the app before taking effect — never discovered one morning.

This is a project run from French Polynesia, imagined and built on free time. If that were ever to change, it would be announced beforehand, never discovered one morning when opening the app.

Where things stand.

MoniTown is in beta. Part of it already works, another part is still being built. Right now, the project mainly needs to be used, tested, and put up against real life.

What already works

  • Budgets and fixed bills
  • Savings goals
  • The town being built
  • Offline mode
  • Backup and the household's shared budget

What's left

  • The last drawings for the town
  • Trials with real people and their feedback

What it runs on.

MoniTown relies on recognized services to host the application, manage accounts, and back up data.

Vercel

Hosting for the site and the application, along with audience measurement with no advertising cookies.

Supabase

Accounts, syncing between devices, and online backups. A shared household's budget is accessible to its authorized members.

GitHub

The code and its version history, kept in a private repository to track the project's progress.

Domain name services and receiving contact emails.

No targeted advertisingNo reselling of dataOptional account for the local budget

How MoniTown protects my data

Frequently asked questions

How does the town represent my expenses?

Each building corresponds to a spending category: groceries, housing, transport… When you record an expense, it's added to that category's building. So several purchases in "Groceries" grow the same market.

Do I need to set a budget for every building?

No. You can record your expenses without setting an amount ahead of time. The building then shows the sum spent. If you set a budget for that category, MoniTown can also show the share used and any overage.

Is MoniTown free?

Yes. MoniTown is currently free and ad-free. No payment or subscription is needed to use it. The app is in beta: it already works and keeps evolving.

Do I need to create an account?

No. Without an account, you can track your budget on the device you use. Your budget data is saved in your browser.

An account lets you sync your data across devices, use online backup, and share your budget with up to three other people in your household.

Learn more about how your data is used.

Can I use MoniTown without the internet?

Yes, after a first load with an internet connection. You can then check your budget and record expenses offline. Syncing across devices and online backup require a connection.

How do I install MoniTown on my phone?

You can use MoniTown in your browser or add it to your home screen.

  • iPhone and iPad: open app.monitown.com in Safari, tap the Share button, then "Add to Home Screen".
  • Android: open app.monitown.com in Chrome, then the browser menu. Choose "Install app" or "Add to Home screen", depending on the option offered.

Can I use CFP francs?

Yes. MoniTown displays amounts in CFP francs (XPF) by default, with no cents. The euro and the dollar are also available in settings. No exchange rate is applied: the number stays the same, written in the new currency. When switching to a currency without cents, like the franc, cents are rounded.

How do I find my budget on a new phone?

Without an account: before switching devices, open Settings → Backup and export your data to a file. Then import that file into MoniTown on the new device.

With an account: sign in to the same account to find data already synced.

Before erasing the old phone, check that your data is indeed present on the new one.

Learn more about how MoniTown works

Your town is waiting for you on the island.

Free, everything included, no account required.

Open MoniTown